Target Penyaluran KUR 2017 Sektor Produksi Naik Dua Kali Lipat

(Berita Daerah – Jakarta) Pemerintah pada 2017 akan menyalurkan Kredit Usaha Rakyat (KUR) pada sektor produksi. Sepanjang tahun 2016 penyaluran KUR masih didominasi sektor perdagangan, oleh karenanya kebijakan penyaluran KUR tahun 2017 diarahkan untuk mendorong sektor produksi. Porsi penyaluran KUR di sektor produksi (pertanian, perikanan, dan industri pengolahan) ditargetkan naik hampir dua kali lipat menjadi 40% di tahun 2017 dari realisasi tahun lalu sebesar 22%. Kebijakan ini disampaikan dalam Rapat Kerja Pemerintah dengan Komisi XI Dewan Permusyawaratan Rakyat (DPR) Pembahasan Kredit Usaha Rakyat (KUR) di Jakarta (9/2).

Hadir dalam rapat kerja dengan DPR antara lain   Menteri Koordinator Bidang Perekonomian Darmin Nasution, Menteri Keuangan Sri Mulyani, Gubernur Bank Indonesia Agus DW Martowardojo, dan pejabat Kementerian/Lembaga terkait.

“Salah satu arah kebijakan 2017 adalah untuk mendukung kebijakan ketahanan pangan dan hilirisasi industri pada sektor Usaha Mikro, Kecil, dan Menengah (UMKM), akan ditingkatkan penyaluran KUR di sektor produksi,” ujar Menteri Koordinator Bidang Perekonomian yang dikutip laman, Kamis (9/2).

Pemberdayaan UMKM sektor pertanian melalui pembiayaan KUR akan didukung dengan perluasan lahan pertanian dan pemasaran melalui program Kementerian/ Lembaga dan Pemerintah Daerah, serta kerjasama Perusahaan Besar.

Total plafon penyaluran KUR di tahun 2017 adalah sebesar Rp 110 triliun. Sesuai dengan usulan plafon masing – masing penyalur serta rekomendasi dari Otoritas Jasa Keuangan (OJK), total plafon yang telah ditetapkan baru sebesar Rp 106 triliun. Masih terdapat sisa alokasi plafon sebesar Rp 3,4 triliun (Semester 2).

Anggaran APBN 2017 untuk program KUR total sebesar Rp 9,436 triliun, terdiri dari subsidi bunga KUR sebesar Rp 9,022 triliun dan Imbal Jasa Penjaminan (KUR 2007 – 2014 yang ulang tahun) sebesar Rp 414,3 miliar.

Adapun realisasi penyaluran Kredit Usaha Rakyat (KUR) per 31 Desember 2016 sebesar Rp 94,4 triliun atau 94,4% dari target penyaluran Rp 100 triliun. Non Performing Loan (NPL) sebesar 0.37% dan tersalurkan pada 4.362.599 debitur. Kendati angka ini sedikit di bawah target, namun patut diapresiasi di tengah kondisi melemahnya perekonomian global.

KUR Mikro memiliki porsi penyaluran terbesar yaitu sebesar Rp 65,6 triliun (69,5%), diikuti dengan KUR Ritel sebesar Rp 28,6 triliun (30,3%), dan KUR Penempatan Tenaga Kerja Indonesia (TKI) sebesar Rp 177 miliar (0,2%).

Bank Rakyat Indonesia (BRI) menjadi penyalur KUR dengan penyaluran tertinggi sebesar Rp 69,4 triliun, diikuti dengan Bank Mandiri sebesar Rp 13,3 triliun, dan BNI sebesar Rp 10,3 triliun. Sisanya disumbangkan oleh Bank Pembangunan Daerah (BPD) dan penyalur lainnya.

Berdasarkan wilayah, penyaluran KUR masih didominasi Pulau Jawa sebesar 54,6%. Tiga provinsi di Pulau Jawa dengan penyaluran KUR tertinggi adalah Jawa Tengah (Rp 16,9 triliun, 17,9%), Jawa Timur (Rp 14,6 triliun, 15,5%), dan Jawa Barat (Rp 11,9 triliun, 12,6%). Sedangkan untuk provinsi di luar pulau Jawa dengan penyaluran KUR yang tinggi adalah Sulawesi Selatan (Rp 5,1 triliun, 5,4%) dan Sumatera Utara (Rp 4,3 triliun, 4,6%). Kinerja tersebut sesuai dengan sebaran UMKM di Indonesia.

Sementara itu Gubernur BI Agus Martowardojo juga menuturkan beberapa rekomendasinya. Pertama, distribusi KUR diharapkan lebih merata, tidak terkonsentrasi pada beberapa bank, wilayah dan sektor tertentu. Kemudian refocusing penyaluran KUR dapat diarahkan kepada debitur-debitur yang baru berdiri ataustart up, sektor industri kreatif ataupun sektor yang super mikro.

Agus juga berharap pemerintah meminimalisir penyaluran KUR pada debitur yang telah mendapatkan kredit komersial dari perbankan. Sementara mengenai rencana penurunan suku bunga KUR, menurutnya perlu dilakukan secara bertahap.

Di akhir rapat, Darmin menuturkan KUR adalah salah satu kebijakan yang paling mendapat perhatian dan evaluasi dari pemerintah karena menyangkut kepentingan rakyat banyak. Ia juga berharap ke depannya KUR bisa ditujukan untuk sektor produktif seperti pertanian, perikanan, hingga perburuan. Menkon menutupnya dengan menyampaikan bahwa pemerintah mencari yang terbaik untuk perbaikan dan penyempurnaan dari kebijakan ini.

Editor : Lenny Ambarita
Image : Ekon


  1. Really appreciate you sharing this article.Much thanks again. Want more.

  2. Outstanding quest there. What happened after? Take care!

  3. What a data of un-ambiguity and preserveness of precious know-how concerning unpredicted emotions.

  4. Perfectly composed content material , regards for entropy.

  5. What’s up, just wanted to mention, I enjoyed this post.
    It was inspiring. Keep on posting!

  6. victor cruz jersey have been decided by field goals. However, there are many different levels based on ability.

  7. My brother recommended I might like this blog. He was totally right. This post actually made my day. You cann at imagine simply how much time I had spent for this information! Thanks!

  8. Thank you for the good writeup. It in fact was a amusement account it. Look advanced to more added agreeable from you! By the way, how can we communicate?

  9. very good publish, i actually love this web site, keep on it

  10. Way cool! Some very valid points! I appreciate you penning this article and the rest of the website is really good.

  11. This website was how do you say it? Relevant!! Finally I ave found something that helped me. Appreciate it!

  12. I truly appreciate this post.Really thank you!

  13. Hello there, I discovered your website via Google while looking for a comparable matter, your site came
    up, it looks great. I’ve bookmarked it in my google bookmarks.

    Hi there, just changed into alert to your blog via Google, and found
    that it is truly informative. I am gonna be careful for brussels.
    I will appreciate if you proceed this in future.
    Lots of people shall be benefited from your writing. Cheers!

  14. Keep on working, great job!

  15. Wow, great article post.Really thank you! Cool.

  16. Very informative article post.Really looking forward to read more. Much obliged.

  17. Wow, great blog.Much thanks again. Fantastic.

  18. Some really interesting information, well written and generally user friendly.

  19. The proceeds of selling your older car can go to the operations of the
    charity like giving food or clothing to the family that they supported.
    Producing a very light car will drop its fuel consumption, and oil companies will not appreciate this.
    It includes 4 different frequencies so you can race against your

  20. A new technology introduced by one of the biggest automobile companies, Volvo, will ensure
    that your car avoid accidents on the roads involving pedestrians.
    Strict standards and excellence in service is what made Cullitons the premiere limo service of choice for
    thousands of Torontonians as well as visiting guests from all
    over the world. Go to the search tool and search for keyword like used cars in Bangalore, pre owned
    cars and second hand cars in Bangalore.

  21. If you are going for finest contents like myself, only visit this site all the time because
    it presents quality contents, thanks

  22. I like the valuable information you supply for your articles.
    I will bookmark your weblog and check once more right
    here frequently. I’m moderately sure I will learn plenty of
    new stuff right right here! Good luck for the next!

  23. Select the photo by simply clicking on it once then choosing “Open. Facebook is often a great website for keeping hold of friends and members of the family.

  24. Hi! Someone in my Facebook group shared this site with us
    so I came to take a look. I’m definitely loving the information. I’m
    bookmarking and will be tweeting this to my followers! Outstanding blog and excellent design and style.

  25. It is not easy to find material that is valuable but this surely qualifies as
    you. Leaving content and can definitely comeback soon!

  26. Thanks for sharing, this is a fantastic blog article.Really looking forward to read more. Awesome.

  27. Because there may be heavy foot movement when running, a pair of running
    shoes with motion management and better stability can be

  28. Great delivery. Great arguments. Keep up the great spirit.

  29. Wow that was unusual. I just wrote an extremely long comment but after I
    clicked submit my comment didn’t appear. Grrrr… well I’m not
    writing all that over again. Anyways, just
    wanted to say excellent blog!

  30. These are truly great ideas in about blogging. You have touched some nice factors here. Any way keep up wrinting.

  31. Howdy! Quick question that’s totally off topic. Do you know how
    to make your site mobile friendly? My site looks weird when browsing
    from my iphone. I’m trying to find a theme or plugin that might be able to correct this problem.
    If you have any suggestions, please share. With thanks!

  32. There is visibly a bundle to identify about this. I think you made some nice points in features also.

  33. For the reason that the admin of this site is working, no hesitation very shortly it
    will be famous, due to its feature contents.

  34. Highly descriptive post, I loved that a lot. Will there be a part 2?

  35. used to be a amusement account it. Glance complex to more added agreeable

  36. Hᥱllo, i think that i noticed yօu ᴠisited my weblog so i came to
    rеturn the favor?.I am attempting to find thingѕ to
    enhance my site!I suppose its ok to use a few of yoᥙr

  37. The other day, while I was at work, my sister stole
    my iphone and tested to see if it can survive a twenty five foot drop,
    just so she can be a youtube sensation. My apple ipad is now broken and
    she has 83 views. I know this is completely off topic but I had to share it with someone!

  38. I absolutely love your website.. Excellent colors & theme.
    Did you develop this website yourself? Please reply
    back as I’m looking to create my very own site and want to find out where you
    got this from or exactly what the theme is named. Many thanks!

  39. to, they begin to see the Timeslots that you just mentioned inside links along with one
    select any device they are able to pick a
    desired time that works on their behalf by literally clicking the url
    ‘works to me’ as well as the calendar invites are automatically sent to their parties.

  40. This web site supplies only beneficial information and that
    I am checking to it-this instant! Thank you guys!

  41. Utterly indited subject material, appreciate it for entropy. The earth was made round so we would not see too far down the road. by Karen Blixen.

  42. Have you ever thought about writing an ebook or guest authoring on other blogs? I have a blog centered on the same subjects you discuss and would love to have you share some stories/information. I know my readers would enjoy your work. If you’re even remotely interested, feel free to shoot me an e-mail.

  43. It’s wonderful that you are getting ideas from this piece of
    writing as well as from our dialogue made
    at this time.

  44. Sit again and relax on a two hour cruise with Excursionsegypt on the Red Sea off

  45. It’а†s in reality a nice and helpful piece of info. I am satisfied that you just shared this helpful info with us. Please stay us up to date like this. Thank you for sharing.

  46. I used to be able to find good advice from your content.

  47. Hey I know this is off topic but I was wondering if you knew of
    any widgets I could add to my blog that automatically tweet my newest twitter
    updates. I’ve been looking for a plug-in like this for
    quite some time and was hoping maybe you would have some experience with something like this.
    Please let me know if you run into anything.

    I truly enjoy reading your blog and I look forward
    to your new updates.

  48. Regards for all your efforts that you have put in this. Very interesting info.

  49. Thank you for sharing your thoughts. I really appreciate your efforts and I will be waiting for your next post thanks once again.

  50. Im no expert, but I think you just crafted a very good point point. You definitely understand what youre talking about, and I can truly get behind that. Thanks for being so upfront and so truthful.

  51. Out of my investigation, shopping for consumer electronics online may be easily expensive, nevertheless there are some how-to’s that you can use to help you get the best discounts. There are usually ways to locate discount deals that could help to make one to come across the best electronic products products at the smallest prices. Interesting blog post.

  52. This very blog is no doubt interesting and besides diverting. I have found many interesting stuff out of it. I ad love to visit it again and again. Thanks a bunch!

  53. Major thankies for the blog article. Keep writing.

  54. Wow! This could be one particular of the most helpful blogs We ave ever arrive across on this subject. Actually Excellent. I am also an expert in this topic so I can understand your effort.

  55. This blog was… how do I say it? Relevant!! Finally I’ve found something which helped me.

  56. Asking questions are in fact nice thing if you are
    not understanding something fully, except this post presents nice understanding even.

  57. Thank you for sharing this well put together internet site.

  58. Hiya! I know this is kinda off topic however , I’d figured
    I’d ask. Would you be interested in trading links or maybe guest authoring a blog article or vice-versa?
    My website covers a lot of the same topics as yours and I think we could greatly
    benefit from each other. If you’re interested feel free to send me an email.
    I look forward to hearing from you! Wonderful blog by the way!

  59. It’s going to be finish of mine day, however before finish I am reading this wonderful post to
    improve my experience.

  60. Thank you for any other excellent post. Where else may just anyone get that kind of info in such
    an ideal approach of writing? I’ve a presentation subsequent week, and I’m on the look for such information.

  61. I am actually grateful to the holder of this site who has shared this
    fantastic piece of writing at here.

  62. What’s up, I log on to your new stuff like every week.

    Your story-telling style is awesome, keep it up!

  63. This website provides just beneficial info and I am
    checking to it this instant! Thanks guys!

  64. I go to see each day some web pages and websites to read articles or reviews, however this webpage gives feature based

  65. That is a very good tip particularly to those fresh
    to the blogosphere. Short but very precise info… Thanks for sharing this
    one. A must read article!

  66. I have been browsing online greater than 3 hours today,
    but I never found any attention-grabbing article like yours.
    It is beautiful value sufficient for me. In my opinion, if all webmasters and bloggers made
    just right content material as you did, the net will be a lot more useful than ever before.

  67. I’m curious to find out what blog platform you are using?
    I’m having some minor security issues with my latest website and I’d like to find something more risk-free.
    Do you have any suggestions?

  68. Everyone loves what you guys tend to be up too.
    Such clever work and coverage! Keep up the good works guys I’ve you guys to blogroll.

  69. I blog frequently and I tгuly tɦank yoᥙ fоr yoսr cоntent.
    This article ɦas really peaked my іnterest. I ѡill bookmark
    yoսr blog and keep checking for neѡ information aЬߋut once per weeк.

    I subscribed to your RSS feed tοo.

  70. Remarkable! Its really remarkable piece of writing, I have got much clear idea concerning from this article.

  71. Thanks foг sharing your thouɡhts ⲟn Ⅿake Money Online.

  72. like you wrote the book in it or something. I think that you can do with a

  73. Ꭺfter I initially left a cߋmment I appear to have clicked ⲟn the -Notify me whᥱn neա comments are adԁed- checkbox and noᴡ eacɦ
    time a comment is added I receive 4 emails wіtһ the
    exact sɑme cоmment. Is thᥱгe ɑ way you are able to remove me from that service?

  74. sheets hyperlink whilst beating time. All kinds of common games plus they are of numerous genres.

  75. I’m not thаt mսch of a online reader tо be honest
    but yoսr sites really nice, keep it up! I’ll ցⲟ ahead and bookmark
    youг site to come Ƅack lɑter. Cheers

  76. Helpful information shared. I’m delighted to read this
    article. thank you for giving us nice information. enjoy this post.

  77. Hi there friends, its great paragraph about teachingand completely defined, keep it up all the time.

  78. Your opinion is valueble for me. Thanks!

  79. Thanks for sharing, this is a fantastic article.Much thanks again. Awesome.

  80. Once open look for the line that says #LAST LINE аАа’аАТ‚б‚Т€Т ADD YOUR ENTRIES BEFORE THIS ONE аАа’аАТ‚б‚Т€Т DO NOT REMOVE

  81. These types %anchor% are so trend setting together with amazing, really beneficial.

  82. I recently couldn’t leave without saying thank you in the base of my
    heart, after reading this great blog!

  83. I am really grateful to the owner of this website who has shared this wonderful paragraph at at this time.

  84. Thanks so much for the article post. Really Cool.

  85. I was wondering if you ever thought of changing the layout of
    your website? Its very well written; I love what youve
    got to say. But maybe you could a little more
    in the way of content so people could connect with it
    better. Youve got an awful lot of text for only having 1
    or two images. Maybe you could space it out better?

  86. Hello there! This post couldn’t be written any better!

    Reading through this post reminds me of my good old room mate!
    He always kept talking about this. I will forward this write-up to him.
    Pretty sure he will have a good read. Thank you
    for sharing!

  87. Very good blog post.Really thank you! Really Cool.

  88. Thanks a lot for the blog post.Really looking forward to read more. Much obliged.

  89. What’s Happening i am new to this, I stumbled upon this I have discovered It positively
    useful and it has helped me out loads. I hope to give a contribution & help different customers like its helped me.
    Great job.

  90. Very interesting info !Perfect just what I was searching for! Justice delayed is justice denied. by William Gladstone.

  91. It’s going to be finish of mine day, however
    before end I am reading this wonderful post to improve my experience.

  92. Thank you for the good writeup. It in fact was a amusement account it. Look advanced to more added agreeable from you! However, how could we communicate?

  93. This is really attention-grabbing, You are a very professional blogger.
    I’ve joined your rss feed and sit up for in quest of more of your great post.
    Additionally, I’ve shared your website in my social networks

  94. It as really a cool and useful piece of information. I am glad that you shared this useful information with us. Please keep us informed like this. Thanks for sharing.

  95. I really liked your blog article. Great.

  96. Thanks-a-mundo for the blog post.Thanks Again. Cool.

  97. I value the article.Much thanks again. Keep writing.

  98. Way cool! Some extremely valid points! I appreciate you penning this post plus the rest of the website is extremely good.

  99. Good day! I know this is kind of off topic but I was wondering if you knew where I could find a captcha plugin for my
    comment form? I’m using the same blog platform as yours and I’m having difficulty finding one?

    Thanks a lot!

  100. I am not sure where you’re getting your info, but great topic.
    I needs to spend some time learning more or understanding more.
    Thanks for fantastic information I was looking for this info for my mission.

  101. Hey, I think your website might be having browser compatibility issues.
    When I look at your blog site in Chrome, it looks fine but when opening in Internet Explorer, it has some
    overlapping. I just wanted to give you a quick heads up!
    Other then that, superb blog!

  102. Thanks for sharing, this is a fantastic post. Really Great.

  103. Your style is really unique in comparison to other people I’ve read stuff from.
    Thanks for posting when you’ve got the opportunity, Guess I’ll just bookmark this
    web site.

  104. There is apparently a bundle to identify about this. I suppose you made some good points in features also.

  105. I must thank you for the efforts you’ve put in penning this
    site. I really hope to check out the same high-grade blog posts by you later on as well.
    In fact, your creative writing abilities has motivated me to get my own website now 😉

  106. I blog frequently and I truly appreciate your information.
    This article has really peaked my interest.
    I’m going to bookmark your website and keep checking for
    new information about once a week. I subscribed
    to your Feed too.

  107. Im grateful for the blog article.Thanks Again. Great.

  108. Thanks for sharing, this is a fantastic article.

Leave a Reply

Your email address will not be published. Required fields are marked *